Ally CashBack Visa Signature: Card Review
Oct18

Ally CashBack Visa Signature: Card Review

The Ally CashBack Visa Signature card is finally in my hands! If you don’t know what that is then read on for more details. I received an invitation in the mail to apply for the card. I was not really in the market for a new credit card but it did have a great sign up bonus that caught my attention. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I love...

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I’ve Been Robbing Myself Of My Credit Card Points
Sep27

I’ve Been Robbing Myself Of My Credit Card Points

I have been robbing myself of my credit card points without even knowing it. I have the Citi double cash back card and I love it. With this card you effectively earn 2% cash back on all transactions. You earn 1% when you make a purchase and then you earn another 1% when you pay the balance. What I like about this card is that every swipe earns you the 2% because there are no rotating categories to worry about. While you can earn a...

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Using Discover CashBack Bonus To Pay For Amazon Purchases
Jul06

Using Discover CashBack Bonus To Pay For Amazon Purchases

I have a Discover card that gives cash back in the form of the Discover Cashback bonus. I love this card because even though the categories rotate, you can get 5% cash back from purchases in different categories. I have the notifications sent to me and simply click to activate my Discover Cashback bonus categories every time they change. The one thing I did not like about this program is that you had to wait to build up a certain...

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Trying (And Failing) To Use One Credit Card For A Whole Month
Jun01

Trying (And Failing) To Use One Credit Card For A Whole Month

I have been trying to use only one credit card for a whole month so that I can maximize my rewards from that card. I have also been failing at that goal because I simply cannot stick to one card. I keep one main card in my wallet and another of a different type as a backup. I only use the main card when shopping in stores so that I can rack up all the points on that one card. The issue comes up because I have other cards set up as the...

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I Am Making Money Off My Friends
Feb16

I Am Making Money Off My Friends

I am making money off my friends and they don’t seem to have a problem with it. I have two friends who are in my degree program and should know a lot more about the best ways to manage their money. They are actually a couple that live together but they both admit they have problems with sticking to a budget. In order to prevent too much spending they both employ tactics such as not having Amazon accounts. They both feel that if...

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Got Another Credit Card

I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon. I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I could earn 3% cash back by using the Amazon card…which...

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