I’ve Been Robbing Myself Of My Credit Card Points
Sep27

I’ve Been Robbing Myself Of My Credit Card Points

I have been robbing myself of my credit card points without even knowing it. I have the Citi double cash back card and I love it. With this card you effectively earn 2% cash back on all transactions. You earn 1% when you make a purchase and then you earn another 1% when you pay the balance. What I like about this card is that every swipe earns you the 2% because there are no rotating categories to worry about. While you can earn a...

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Using Discover CashBack Bonus To Pay For Amazon Purchases
Jul06

Using Discover CashBack Bonus To Pay For Amazon Purchases

I have a Discover card that gives cash back in the form of the Discover Cashback bonus. I love this card because even though the categories rotate, you can get 5% cash back from purchases in different categories. I have the notifications sent to me and simply click to activate my Discover Cashback bonus categories every time they change. The one thing I did not like about this program is that you had to wait to build up a certain...

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Trying (And Failing) To Use One Credit Card For A Whole Month
Jun01

Trying (And Failing) To Use One Credit Card For A Whole Month

I have been trying to use only one credit card for a whole month so that I can maximize my rewards from that card. I have also been failing at that goal because I simply cannot stick to one card. I keep one main card in my wallet and another of a different type as a backup. I only use the main card when shopping in stores so that I can rack up all the points on that one card. The issue comes up because I have other cards set up as the...

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I Am Making Money Off My Friends
Feb16

I Am Making Money Off My Friends

I am making money off my friends and they don’t seem to have a problem with it. I have two friends who are in my degree program and should know a lot more about the best ways to manage their money. They are actually a couple that live together but they both admit they have problems with sticking to a budget. In order to prevent too much spending they both employ tactics such as not having Amazon accounts. They both feel that if...

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Got Another Credit Card

I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon. I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I could earn 3% cash back by using the Amazon card…which...

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Capital One Now Offers Credit Score Monitoring
Aug05

Capital One Now Offers Credit Score Monitoring

Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access your credit score all you have to do is click where it says Start Tracking Now. You will then be taken to a page that tracks your credit score from Transunion and tells you when the next update will be available. So you get a credit score...

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