Got Another Credit Card

I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon. I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I could earn 3% cash back by using the Amazon card…which...

Read More
Capital One Now Offers Credit Score Monitoring
Aug05

Capital One Now Offers Credit Score Monitoring

Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access your credit score all you have to do is click where it says Start Tracking Now. You will then be taken to a page that tracks your credit score from Transunion and tells you when the next update will be available. So you get a credit score...

Read More

I Have A Lower Credit Card Rate (And Why I Don’t Care)

So one of my credit cards just informed me that I have a new lower credit card rate for purchases. The original rate was 17.99% and they have now graciously lowered it to 13.99%. I never pay attention to the rates on my credit cards because those only matter if you carry a balance from month to month. While the drop of 4 percentage points seems like a great improvement I am really not impressed. I don’t care what the interest rate on...

Read More
Save Money By Stacking Your Rewards
Dec16

Save Money By Stacking Your Rewards

One of the best ways that I know to save money is to stack my rewards. You all know that I use cash back credit cards for all of my purchases. It makes sense that if I am going to buy something I would just use my credit card like a debit card. I make my purchases using the credit card and then pay off the card before I incur any interest or fees. I also love using rewards sites like Swagbucks where I can earn points which I redeem...

Read More

Time To Check All Those Cash Back Points

Hello money savers!! It is time once again to check in on your credit cards to cash in on those cash back points. You know, the ones you have been racking up by paying your rent on your card, buying your groceries and even the extra points you have been getting for buying gas. Check in on your cards and see if you have enough to redeem for a gift card, cash or a statement credit. I tend to get the gift cards because they usually give...

Read More
Credit Card Surcharges Now Legal..But May Not Happen
Jan28

Credit Card Surcharges Now Legal..But May Not Happen

So apparently there is a new surcharge on credit card purchases. Some legislation has come into effect that allows merchants to place a surcharge on purchases made with a credit card as a way of passing on their fees to consumers. The surcharge can run from 2% to 4% of the cost of the item and can be added to the amount you as a consumer pay. The catch to it is that any merchant who adds the surcharge must post a clearly visible sign...

Read More
Page 2 of 151234...Last »