Big mistake

On a point of order…I got this fixed but did not want to delete the post. I called the credit card company and there was a problem with the website. I did pay on time…and the payment did go through. The website was just showing the wrong information. 11/26/06 Today I noticed that I had committed a debt-reduction sin. I completely forgot to check my software for the due date of one of my credit card...

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Where did Citgo go?

I recently wrote about getting 3 cents off gas when you use your gas card. Well those gas cards were run by Circle K-Citgo gas stations. All of the Circle K-Citgo stores have been replaced with Valero gas stations. Valero does not offer the gas card with the 3 cent per gallon discount. I guess those gas savings are all gone now? Where oh where did Citgo go? Now I have to pay regular price for gas just like everyone else who did not...

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The meaning of the word Poor

Being Poor by John Being poor is knowing exactly how much everything costs. Being poor is having to keep buying $800 cars because they’re what you can afford, and then having the cars break down on you, because there’s not an $800 car in America that’s worth a damn. Being poor is thinking $8 an hour is a really good deal. Being poor is picking the 10 cent ramen instead of the 12 cent ramen because that’s two...

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How did YOU do it?

I am looking for anyone who has reduced their debts over time.What was the starting amount of your debt? How much did you reduce your debt? What steps did you take to reduce that debt? Did you take drastic measures like cutting up your credit cards or did you do something simple? Do you use Excel to track your finances or do you use some more sophistacated software like Microsoft Money? Do you visit frugal websites or did you do it...

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Well I like ING

ING Direct: The Dark Side of Online Banking? Here is an interesting post I found on ING banking services. I managed to find everything ING required eventually, but it was painful. I worry about the the poor guy who changes phones, gets divorced, moves, or for some reason manages to lose his account number. I?m sure ING is wonderful ? until you have a problem. I have used ING for a few years now and I have never had a problem so I...

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Biting the Bullet
Nov17

Biting the Bullet

After staring in confusion at all of the different solutions to reduce debt I have settled on one plan. Deep breath….and here we go! Total my debt. Rank in order of highest to lowest interest. Cut back on unnecessary spending. Pay off highest interest debt before lower interest debt. I decided to go with this approach because I think it will fit my situation better. I have already added up my debts and assets and I keep track of...

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