Find me at Squidoo!!!

Check out my page on Squidoo by going to http://www.squidoo.com/lulugal11money/. Leave your comments, tips etc. Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on Google+ (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Pinterest (Opens in new...

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10 things to get rid of

1. The gym membership you never use. If you have not been to the gym since the day you enrolled you can save your money by cancelling that memebrship. 2.The high interest rate credit card. Transfer your balances to your lower rate cards and pay off that debt. 3.Your latte habit. Do you REALLY need to buy that expensive designer triple mocha, non-fat,french vanilla latte with macadamia and cinnamon spritz EVERY day? Drink regular...

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10 ways to save money
Oct12

10 ways to save money

1. Pay your bills online with free bill pay. Most banks now offer free bill pay so if yours does then you save on a stamp. 2.Use those compact flurorescent bulbs. They DO save on energy and provide better lighting too! 3.Use a digital camera. This may sound strange (especially if you do not already own a digital camera) but it saves money. When you use your digital camera you can delete any shots you do not like and print only the...

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All the flowers are dying

I just read this fabulous book called ‘All The Flowers are Dying’ by Lawrence Block. This book is really good and I recommend that you read it. By the way…another way to save money is to read more. You can go to a public library and get books on MANY different topics. When you read you will have less time to watch tv or be on the computer. This equals less electricity used…which means you save more money. Read...

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Pay it down

Here’s an idea. Why don’t you take the smallest balance you have and work on paying that down. When you are completely finished with it then you can move on to another balance. Working on your smallest balance first makes managing your money seem easier. If you can wear away at that $500.00 balance you will have a greater sense of accomplishment than if you cannot see past a $2500.00 balance. While some people think it is...

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Credit Card balance transfers

Some people think they can transfer credit card balances to lower their debt. This only works if you do not charge anything on the card you are transferring to and pay more than the minimum due. Otherwise you are just shuffling the money and the interest around and you may end up paying more in interest in the long run. Once again I see people saying you should cut up your credit cards but this, in my opinion, is not very practical....

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