I was waiting on the bill from the hospital to know how much I would have to use out of the emergency fund. I would then see how much I would have left over to pay the hospital bill. A friend told me that the bill would take months to come because it had to go through the school insurance office and that moved very slowly.

I have decided to go back to my original plan of using the money to pay off the loan on the Colt so that I will have one less bill to worry about. I figure that by the time the bill from the doctor comes around I will have the money to pay it because I will be saving a few more dollars by not having that monthly payment go to the loan. I hope the school bears the brunt of the bill because I think I just might faint if I see a high bill.

I am also going to use the upcoming opportunity to rebuild my emergency fund little by little. I was happy to be able to say that I had the fund and I was even happier to be able to pull from it when I felt that I needed it.