Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $126.24

Expenses for the month to date: $1201.24

Net effect: -$1075.00

The income for the month thus far came from my sponsors and some interest that I earned on my Never Go Back To Fresno Fund and other online savings accounts.

The expenses for the month have mostly been utilities and other bills. I am right on track for this week with the spending so I feel really good about this month. The best thing so far was that my electricity bill was only $46.59 which is almost half of the budgeted amount of $80.00. I am going to snowflake the difference over to the credit card that I am targeting to make the balance go down even faster.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!