Credit Score Report Card From CreditKarma
Aug12

Credit Score Report Card From CreditKarma

I have been using Credit Karma for a while now to track one free credit score. They recently introduced the Credit Report Card which gives you a grade on various aspects of things that make up your credit score. If you are not already a member of Credit Karma I suggest that you go over there right now and sign up for an account. You enter a bit of information about yourself and authorize them to pull your credit report. This will be a...

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Help A Reader: Bad Credit

Hello everyone!!! I recently got the following comment from a reader and wanted to include you all in the assistance process. “How would I start to fix just horrible credit? I doubt I will ever be able to come out of it, but I now know the horrible truth that I wasnt taught at a younger age. I have defaulted on every card I have ever had. I am only 22, so I hope I still have time to dig myself out. I need to change my life, with...

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Chase (ing) MyPoints
Mar23

Chase (ing) MyPoints

I have used MyPoints for years now because I love the rewards that I get from them. MyPoints is a program that basically pays you to read their advertising emails from partners. You get points for every email that you click through and then you can redeem these points for gift cards to certain retailers. If you would like to try MyPoints let me know and I can send you a referral and we BOTH win!!!! I used MyPoints to get gift cards to...

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What Your Credit Score Means and Why It’s Important (Guest Post)
Mar16

What Your Credit Score Means and Why It’s Important (Guest Post)

In today’s struggling economy, a good credit score is more important than ever.  A credit score that was good enough to get a loan in the past may not cut it as easily today. Creditors are tightening the reins on lending, while credit scores are increasingly touching on more and more aspects of a consumers financial life. Insurance companies use them as a component of their pricing engines, employers use them to screen employees and...

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Credit Card Craziness!
Feb07

Credit Card Craziness!

Credit card companies sometimes do some really strange things that just confuse me. I have a card that I do not use currently because I am getting better offers from some other cards. I received a new card in the mail from the company and this immediately spurred me to check my credit report because I had not ordered a new card. The expiration date on the current card was far away and since I was not using the card I knew exactly...

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