Facing A Reduction In Force (RIF)

There is a lot of turmoil in the world of education now as school districts are forced to cut spending. One of the ways they have decided to do this is to enact a Reduction In Force or RIF whereby teachers are simply told there is no longer a job for them in the upcoming year. This is similar to a regular company performing layoffs, it just has a different terminology. Teachers are employed on a contract basis and every year they may...

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Emergency Fund/Car Fund Alert: New Windshield
Feb14

Emergency Fund/Car Fund Alert: New Windshield

So recently the weather has been just TERRIBLE and we had lots of ice everywhere. After the ice melted I noticed that I had a very long crack running across the driver’s side of my windshield. I started to hyperventilate as I always do when faced with issues like this because I already KNEW it was going to cost me financially. I called my little green insurance friend to start a claim and found out from the representative that...

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Tracking My Finances In June: Day 16

Welcome to How I Save Money and tracking of income and expenses for the month. Income for the month to date: $31.24 Expenses for the month to date: $1750.03 Net effect: -$1718.79 According to my Excel spreadsheet I have already paid off all the regular monthly bills except the bill for the LASIK which does not come until the end of the month. I am not paying this bill early because it is at 0% interest for the next three years so...

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How I Save Money Montly Update: May 2008

I just realized that it has been a while since I last posted my Monthly Update here. I have been working on the daily summary but I neglected to provide the monthly round up with all the details. In May I did come out ahead after my salary came in on the last day of the month. Amt Spent/Budget is listed below Areas over Budget: Clothes $51.94/$30 I ended up buying a complete outfit for graduation that I had not planned on, going...

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Baz over Budget
Jun13

Baz over Budget

Here at How I Save Money I use a budget. I recently read a post that said Why You Do Not Want A Budget . I think this is one of the worst pieces of advice you can ever give someone, especially if they have debt. This is honestly a rather disturbing article to me because it states that your finances will take care of themselves without any interference on your part . Now while I agree that there comes a point where your finances will...

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