Simplified Budget For 2015
Jan07

Simplified Budget For 2015

In the spirit of simplifying life I have once again attempted a simplified budget for this year. When I first started budgeting I had a crazy budget that was extremely detailed I had sub categories within categories and the budget was just really too complicated to sustain for very long. I realized that I needed a simplified budget if I was going to maintain any interest in tracking my finances. I have tweaked the budget multiple...

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Rising Gas Prices Don’t Bother Me
Jun16

Rising Gas Prices Don’t Bother Me

Rising gas prices don’t bother me this summer. I know that the price at the pump is steadily increasing but my budget already has this accounted for. I simply set a monthly budget for gas in my zero based budget in Mint. I then allow Mint to roll over any unused amounts so that if I don’t spend the full amount in one month I will have a little extra cushion for the next month. By the same token if I happen to spend more in...

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Oops Just Went Over The Car Budget
May26

Oops Just Went Over The Car Budget

I had a few car expenses come up this month that put me over the budget for the month. I had the money to pay for everything because I have a Car Fund as part of my zero based budget. I put in a set amount of money into a sub account every single month and that amount builds up in a little emergency fund until I should ever need to use it. Unfortunately this month that time came and I had to use a good chunk of money from the car...

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Financial Month In Review: March 2014

It is time to do a check up of my financial month so that I can see where I stand. I have been using a rolling budget since the beginning of the year and I need to do periodical checks to see if I am on the right track financially. The rolling budget is very simple to set up and use. I created a zero based budget in Mint where every dollar is accounted for in some way. I have spending categories set up for things like Gas and Food and...

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Budget Revision May 2013
May01

Budget Revision May 2013

So the time has come once again for me to revise the budget. Every few months I take a look at my budget and see if any changes need to be made and I go ahead and tweak the budget if I need to. I was previously working on a year long rolling budget in Mint…although I don’t really know why since I have a rolling annual list in a Google docs spreadsheet anyway. I found that the rolling budget had gotten messed up because of...

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