If you look over to the left you will see that I am a member of the No Credit Needed network. This is a network of individuals who are working to reduce their debt loads and get out of the mindset of using credit for everything. Members can also post goals which are charts showing their progress to some kind of goal. You can...
Read MoreEveryone at my office goes out and buys something for lunch. The funny thing about it is almost everyone here lives within ten minutes of the office so they can easily go home for lunch. But they choose to go out and spend even more money at restaurants every day. I bring my lunch to work. If I have time to cook then I bring...
Read MoreI have looked over some of the financial changes I will have to make this year and I have decided to change my debt snowball strategy. I was originally going with the highest interest method but I will have to now use the lowest balance method. You may remember that I recently got my highest interest rate dropped on one of my...
Read MoreI got to check on my credit report today from TransUnion and found a few things were a little bit off from the credit report that I got from Experian. TransUnion had my address wrong so I corrected it…they actually had my old address listed as my current address. They were also missing one of my accounts but I noticed...
Read MoreI took the day today to pay off my credit cards and loans that were due. After I got through with paying the credit cards, loan and phone bill I was left with a grand total of 43 cents in my checking account. I looked at the few pennies and tried to figure out what I had done. Where did the money go to? and more importantly...
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