Trying (And Failing) To Use One Credit Card For A Whole Month
Jun01

Trying (And Failing) To Use One Credit Card For A Whole Month

I have been trying to use only one credit card for a whole month so that I can maximize my rewards from that card. I have also been failing at that goal because I simply cannot stick to one card. I keep one main card in my wallet and another of a different type as a backup. I only use the main card when shopping in stores so that I can rack up all the points on that one card. The issue comes up because I have other cards set up as the...

Read More
I Am Making Money Off My Friends
Feb16

I Am Making Money Off My Friends

I am making money off my friends and they don’t seem to have a problem with it. I have two friends who are in my degree program and should know a lot more about the best ways to manage their money. They are actually a couple that live together but they both admit they have problems with sticking to a budget. In order to prevent too much spending they both employ tactics such as not having Amazon accounts. They both feel that if...

Read More

Got Another Credit Card

I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon. I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I could earn 3% cash back by using the Amazon card…which...

Read More
Capital One Now Offers Credit Score Monitoring
Aug05

Capital One Now Offers Credit Score Monitoring

Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access your credit score all you have to do is click where it says Start Tracking Now. You will then be taken to a page that tracks your credit score from Transunion and tells you when the next update will be available. So you get a credit score...

Read More

I Have A Lower Credit Card Rate (And Why I Don’t Care)

So one of my credit cards just informed me that I have a new lower credit card rate for purchases. The original rate was 17.99% and they have now graciously lowered it to 13.99%. I never pay attention to the rates on my credit cards because those only matter if you carry a balance from month to month. While the drop of 4 percentage points seems like a great improvement I am really not impressed. I don’t care what the interest rate on...

Read More
Save Money By Stacking Your Rewards
Dec16

Save Money By Stacking Your Rewards

One of the best ways that I know to save money is to stack my rewards. You all know that I use cash back credit cards for all of my purchases. It makes sense that if I am going to buy something I would just use my credit card like a debit card. I make my purchases using the credit card and then pay off the card before I incur any interest or fees. I also love using rewards sites like Swagbucks where I can earn points which I redeem...

Read More
Page 2 of 151234...Last »