Flat broke and still alive

I just read something about a family that was flat broke but they were able to deal with it. One point to note is that they are not giving up. Being broke is not the end of your life nor is it the end of the world. It is just a set back…yes it is painful and depressing…for a while. Crying over it is not going to improve your situation. What you need to do is find ways to deal with it. Are you flat broke but still paying...

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MyPoints

Tested and approved. I use the MyPoints system and I love it. They send you emails that you have to open and click on the offers. You get 5 points just for reading (clicking on the link) the offers and more on whether you complete an offer or not. The points add up and you can trade them in for various gift cards. Some offers are a survey that you have to complete and they are usually very short. You get around three emails per day...

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Use Paypal and get cash back

When you use your Paypal debit card it pays you 1% cash back on your account. This may not seem like much money but when you think of the 0% your other debit cards give you then you can see the cash back start to add up. You get the benefit of a debit card with the cash back bonus of a credit card. Just be sure to have the card processed like a credit card when you shop at places like Walmart etc. so you can get the benefits. The...

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Save money…Improve health

One of the easiest ways to save some money is to cut out that bad habit. Stop buying soda out of the vending machine for one week and put that money into a jar. Stop buying cigarettes for one month and put that money into a jar. At the end of the month add up the money and see what you WOULD have spent…then put it into your savings account. Hey you saved some money and improved your health. Now repeat for the next 11 months and...

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Find me at Squidoo!!!

Check out my page on Squidoo by going to http://www.squidoo.com/lulugal11money/. Leave your comments, tips etc. Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Pinterest (Opens in new...

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10 things to get rid of

1. The gym membership you never use. If you have not been to the gym since the day you enrolled you can save your money by cancelling that memebrship. 2.The high interest rate credit card. Transfer your balances to your lower rate cards and pay off that debt. 3.Your latte habit. Do you REALLY need to buy that expensive designer triple mocha, non-fat,french vanilla latte with macadamia and cinnamon spritz EVERY day? Drink regular...

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