If you have not already opened an Individual Retirement Account or IRA you now have a chance to get an extra $50 by simply opening a new account with ING.

All you have to do is go to retiremyway.com/50 and open your new account with $500 before 31 January 2012. Once your account is open and funded then you will receive the bonus by 16 February 2012. Of course this bonus will be reported as income for the year and will be listed on your tax documents but the benefit will far outweigh the cost in my opinion.

ING also notes that the bonus will be counted towards your contribution for the year so please make sure to keep track of what you contribute so that you do not trigger the contribution limits.