Weekly Financial Check Up: January Week 3
Jan18

Weekly Financial Check Up: January Week 3

Every Friday I post on my weekly income and expenses in an effort to keep on track of my budget for the month. By breaking down my transactions on a weekly basis I can see where my money is going and see if I am going to be able to stay under my total budget for the month. This week I received a $50 gift card from redeeming the points that I earned on my cash back credit card. I earned these points by paying rent and buying groceries...

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My Paycheck Is Smaller Due To The Tax Changes
Jan16

My Paycheck Is Smaller Due To The Tax Changes

So my paycheck is now smaller than what I had previously budgeted. This drop in income is because of the change in taxes and it means I now have less money to spend and pay towards debt. I was preparing for a smaller paycheck this year so I had already revised my budget. I changed the budget so that my monthly zero based budget was $100 less than what it was last year. When I finally got paid this year my actual paycheck was actually...

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Back To School Budget
Jan14

Back To School Budget

So we go back to school this week and this will ultimately have an effect on my budget. I will now have more driving to do because although I take the bus in the mornings I end up driving when I have my night classes. I will also be spending more on food because I will be packing different lunches to take to work with me as well as paying for the occasional working lunch with colleagues. I have made a decision to have fewer working...

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Weekly Financial Check Up: January Week 2
Jan11

Weekly Financial Check Up: January Week 2

Every Friday I post on my weekly income and expenses in an effort to keep on track of my budget for the month. By breaking down my transactions on a weekly basis I can see where my money is going and see if I am going to be able to stay under my total budget for the month. This week I received $7.34 from my investment in Lending Club. I spent $51.24 on groceries and a god bit of it was bread and fruits. I have decided to get more...

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Why I Decided To Keep My Spreadsheet AND Mint For My Budget
Jan09

Why I Decided To Keep My Spreadsheet AND Mint For My Budget

So I track my spending and income in Mint for the most part but I also have a spreadsheet in Google documents. This spreadsheet is where my actual budget was created before I copied the numbers to Mint and every time I make a change to the budget I use the spreadsheet first so that I can see the effect on the numbers. I enter my receipts into the spreadsheet manually so that I can have very detailed look at where my money goes. It...

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Weekly Financial Check Up: January Week 1
Jan04

Weekly Financial Check Up: January Week 1

Every Friday I post on my weekly income and expenses in an effort to keep on track of my budget for the month. By breaking down my transactions on a weekly basis I can see where my money is going and see if I am going to be able to stay under my total budget for the month. This week I spent $45.05 on household items including vitamins and toilet bowl cleaner from my online shipper. I am currently in an area where it is really hard to...

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