Bought New Clothes But Stayed Under Budget
Feb06

Bought New Clothes But Stayed Under Budget

As many of you know I am currently teaching an undergraduate class while I am pursuing my PhD. It is good experience for me because I have not decided whether I want to go into a business and practice in field or if I want to be a college professor. I wanted to use my budgeted savings to update my look a little bit because I have been wearing the same clothes and I am running out of combinations that do not look the same. I realized...

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Rolling Budget Concerns (In Mint)
Feb04

Rolling Budget Concerns (In Mint)

When I decided to have a rolling budget for the entire year of  2013 I did not anticipate the problems that were potentially associated with such a venture. I previously had my budget set up in Mint and it would reset the categories every month. I also kept a spreadsheet where I could enter my receipts on a daily basis and that also helped me to keep track of what I spent. I mostly kept the spreadsheet to monitor what went on each...

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Weekly Financial Check Up: January Week 4
Jan25

Weekly Financial Check Up: January Week 4

Every Friday I post on my weekly income and expenses in an effort to keep on track of my budget for the month. By breaking down my transactions on a weekly basis I can see where my money is going and see if I am going to be able to stay under my total budget for the month. This week I spent $4.64 on lunch because I forgot my lunch in the fridge and was going to have to spend the whole day on campus. I was quite upset with myself...

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Weekly Financial Check Up: January Week 3
Jan18

Weekly Financial Check Up: January Week 3

Every Friday I post on my weekly income and expenses in an effort to keep on track of my budget for the month. By breaking down my transactions on a weekly basis I can see where my money is going and see if I am going to be able to stay under my total budget for the month. This week I received a $50 gift card from redeeming the points that I earned on my cash back credit card. I earned these points by paying rent and buying groceries...

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My Paycheck Is Smaller Due To The Tax Changes
Jan16

My Paycheck Is Smaller Due To The Tax Changes

So my paycheck is now smaller than what I had previously budgeted. This drop in income is because of the change in taxes and it means I now have less money to spend and pay towards debt. I was preparing for a smaller paycheck this year so I had already revised my budget. I changed the budget so that my monthly zero based budget was $100 less than what it was last year. When I finally got paid this year my actual paycheck was actually...

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Back To School Budget
Jan14

Back To School Budget

So we go back to school this week and this will ultimately have an effect on my budget. I will now have more driving to do because although I take the bus in the mornings I end up driving when I have my night classes. I will also be spending more on food because I will be packing different lunches to take to work with me as well as paying for the occasional working lunch with colleagues. I have made a decision to have fewer working...

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