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Friday Finances: January 2015 Week 5

January 30, 2015 by Lulu in budget, Finances with 0 Comments


Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination. All income and expenses are recorded in Mint and any amounts are rolled over into the next month.

This week my expenses were:

The phone bill…or at least my portion of it. I am back on track with the phone bill after missing one month’s payment. I paid double last month because I forgot to pay the previous month. I am on a shared plan and the person I share with did not mind paying my part because it is so small.

$28.68 on food for the week, including bread, milk, and eggs.

We get paid next week so that will be great because I need the new month to roll over so I can get some more items.


Friday Finances: January 2015 Week 4

January 23, 2015 by Lulu in budget with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination. All income and expenses are recorded in Mint and any amounts are rolled over into the next month.

This week my expenses were:

$10 for a car wash. I know this sounds expensive, especially since I usually spend $4 to get the car clean. I have not washed the car in over a month and the area I live in is VERY dusty. My poor car looked horrible. I also paid extra to get the full undercarriage wash so I could get rid of the salt from the winter weather we have been having.

I also spent $7.40 on having lunch with a student that I mentor. We only meet twice a month so that is a good thing and I won’t have to spend so much on eating out.

I am proud to say that other than the lunch with my student I have not bought any other fast food and I have made a greater effort to bring more lunches from home.

I Bought The Gym Pass

January 21, 2015 by Lulu in Finances with 0 Comments
I Bought The Gym Pass

So I caved in and bought the gym pass after all. My best friend guilted me into buying it because the benefit would more than outweigh the cost.

The gym pass costs $100 this semester and I found classes that I am interested in and can fit into my schedule. The zumba classes are one hour each and the core (abs) classes are 20 minutes each. I can fit in two zumba classes and 2 ab classes during the week, and may even take something on the weekends as well.

gym

img from money.cnn.com

How to Save Money while Contesting a Will (Guest Post)

January 19, 2015 by Lulu in Daily life with 0 Comments

Resolving a will dispute is a process that can be carried out affordably. Mediation will help you to resolve

conflicts and sort out issues without the extensive costs associated with court procedures. When you

have disputes based on family wills, you will have strained relationships with loved ones. This is why you

need to reach a worthwhile agreement making it possible for you to move on.

You can deal with will disputes while you save money through proper management of the situation and

timely resolutions. The process of mediating helps to sort out disputes to help keep your relationships

intact while resolving a will dispute effectively within a reasonable period. Your will disputes no longer

need to cause distress and endless bickering.

With mediation, you will be able to deal with estate issues effectively and save the money that you

would have used in a litigation process. Each party involved receives the opportunity to express

concerns and provide information regarding their needs to pave the way for dispute resolution.

Agreements made during mediation are legally enforceable and are binding for the parties involved.

If you are a beneficiary who feels disappointed by the content of a loved one’s will. You and other

people may be concerned about whether or not the will is a valid reflection of the deceased’s wishes.

Contesting wills can be a complex and challenging process without the involvement of practical legal

advice. You require the professional input of lawyers who can give you the guidance you seek.

The challenge of the will can be successful and rendered invalid or the application of intestacy rules can

apply. You are at liberty to simply contest a will if you want to challenge the validity of the document.

Valid wills must have signatures from the people who make them in the presence of at least two

witnesses who also sign the will.

The person who makes the will must also be of sound mind and know what he or she is doing while

making the will. It must also be clear that the person was not under any force or influenced by other

people in the process of writing the will.

Lawyers are available to help clients contest wills effectively. A successful challenge is achievable if

there is proof that the person making the will was not aware of the implications of the will made. This is

generally dependent on medical evidence retrieved from records and medical practitioners.

If the testator wrote the will under coercion or there is an indication that there was excessive influence

to serve a particular beneficiary’s interest, the will can be challenged effectively. Force can be through

threats, emotional blackmail and even violence.

Other wills that can face a legal challenge include wills hurriedly put together because the testator did

not carefully think out the content of the will. There are laws in place to help beneficiaries who feel

what was set aside for them was not enough. If you want to challenge a will, it is advisable for you to

seek the services of a professional lawyer.

Bio

Stephen Miles is a legal expert who specializes in will disputes and resolutions. For more information

when you need to simply contest a will visit his website.

Friday Finances: January 2015 Week 3

January 16, 2015 by Lulu in Save Money with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination. All income and expenses are recorded in Mint and any amounts are rolled over into the next month.

This week my expenses were:

$30.22 on food for the week. I still need to get some fruits and vegetables but I may get those later during the week.

This week my income was:

 

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