How I Save Money.net

Tips and tricks to save money, manage credit and reduce debt

Missed Out On Dental Insurance

September 15, 2014 by Lulu in Daily life with 0 Comments


I missed out on dental insurance because I was not aware of the enrollment period. I have not been to the dentist since I began school, partly because I was not aware of the enrollment periods. This semester I tried to get the dental insurance but I found out that the enrollment for current employees is in July.

Since I have been a graduate assistant for a couple of semesters now I am considered an old employee and cannot get insurance until the open enrollment in July. So now that I missed out on dental insurance I have to wait until next July to get myself on the list.

This just shows the importance of paying attention to dates and trying to figure things out as early as possible so that I do not miss out on important opportunities.


Friday Finances: September 2014 Week 2

September 12, 2014 by Lulu in Save Money with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination.

This week my expenses were:

$36.05 for food for the week. I bought some fruit and milk in that set of groceries because I realized I have not been eating as much fruit as I needed recently.

 

Friday Finances: August 2014 Week 5

August 29, 2014 by Lulu in Save Money with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination.

This week my expenses were:

$25 for the cell phone bill and $5.19 for food. The food was from a place on campus and it used to cost $4.64 but they have had a huge increase in prices for the new school year. I will not be getting food as frequently as I used to (about once a week) from this place because the increase will mess up my budget.

 

Friday Finances: August 2014, Week 4

August 22, 2014 by Lulu in Finances with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination.

This week my expenses were:

$110.22 for renter’s insurance for the year. I have lived in this complex for the last two years without having renter’s insurance. It was never required by the complex but I guess they have been having issues with people recently. Last year they mentioned that we needed to get insurance but it was not enforced. This year we are under new management and they have been very persistent about setting policies up.

There was a recommended insurance provider but I ended up getting mine with a different company as I could get a cheaper rate for the same level of coverage.

This week my income was:

$25 Walmart gift card from redeeming some credit card points. This is the card I use to pay my rent and all items that do not qualify for the rotating cash back categories on other cards. It is nice to see the rent points stack up and finally pay me back. I got a gift card because my balance was too low to get a cash redemption or a statement credit!

 

CVS Is Teasing Me

August 18, 2014 by Lulu in CVS, Daily life with 0 Comments

Hi everyone!

The long time readers will remember how I used to combine CVS with coupons to get some amazing items all for FREE!! I stopped doing the whole CVS thing around the time I found out I lost my job. When I moved for school there was not a CVS within a reasonable distance of the places that I frequently go to so I did not bother to start up with the weekly CVS shopping.

Now I see that there is a new CVS being built across from campus and within walking distance of my building. Is this CVS teasing me and trying to lure me back?

Now that it is a few steps away and I do not have to drive I think that I will have to pay this new store a visit. I will try my hardest to not fall into the Extra Bucks trap because it can be so seductive. Once I get that first ECB I will be so tempted to look for things I can get free by using a combination of ECBs and coupons and I will just may once again start talking about my CVS hauls.

Page 1 of 39812345...102030...Last »
Feed Count
How I Pay My Bills
Sitemeter