Welcome to How I Save Money!

I had to put a credit freeze on my accounts when I got notice that my information might have been compromised.  As a result of this, I get alerts every time there is a change in my credit score.

I recently did a big balance transfer to one of my credit cards to take advantage of lower interest rates, in an effort to save money.

This meant that I now carry a high balance on one card, which, along with some other factors, caused my credit score to drop from 710 to 686. I am quite annoyed by this but I am glad that I have the information.

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Welcome to How I Save Money!

With all of the talk about the economic crisis and the bailout, we as consumers have been worried about our interest rates.

My main bank is ING since it holds my Never Go Back To Fresno Fund and the majority of my money. ING has always had some nice rates which is why I stuck with them.

I have been hearing about ING dropping rates on savings accounts to 2.75% but when I just logged into my account this has been further dropped to 2.71%.

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Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $76.46

Expenses for the month to date: $1764.26

Net effect: -$1687.80

So far I have gotten some money for doing surveys and other items at various sites. I also got some interest from my ING holdings and a few dollars from advertising on the blog.

I have paid the major expenses like rent and the electricity bill was $50.20 which is a more satisfying number than the bill that was over $90!

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Welcome to How I Save Money!
I have recently updated my Debt Payoff Chart in the right sidebar, along with my NetWorth Chart.
The Debt Payoff Chart is hosted at the No Credit Needed Network and you can see that I now have about 40% of my debt paid off. I am slightly behind schedule since I wanted to have a lot more paid off by this date…but there were unexpected expenses to deal with.

I am steadily paying down the debt and increasing my net worth by snowflaking little payments here and there and practicing different ways to save money.

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Welcome to How I Save Money!

Today’s CVS post is not about saving money…but about saving my sanity. I had a little bit of a customer service issue with CVS the last time I visited on September 28. The day started off fine with me standing in line with my items in one hand and a bunch of coupons in the other hand.

I got to the front and there was no one behind me so I thought it would be easy. I rang up the monitor and one other item and then noticed that I did not get the ECB from the monitor. I questioned it and the cashier told me that there were no ECBs for that item….just a mail in rebate.

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Welcome to How I Save Money. I am on a quest to see how much stuff I can get from CVS without spending any extra money out of my pocket.

I was trying to get the free items for October but my CVS does not carry them. I am exhausted so no pictures today.

Transaction 1

Item:BIC Soleil Razor

Price: $5.99

CVS Extra Care Bucks earned: $4.00

Coupon used: $2.00

Item:Glaceau Water

Price: $2.29

CVS Extra Care Bucks earned: $2.29 making this FREE

Coupon used: $0.00

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Welcome To How I Save Money!

I am now a member of a newly formed Network, called the Debt Bloggers Network. We are still a young network of bloggers who talk about Debt and how it has affected our lives.

We also talk about what we can do to get out of debt and we focus on the really personal side of our finances.

We are the Debt Bloggers Network, a group of personal finance bloggers who were inspired by our own debts and financial struggles to share our stories and lessons with you.

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Welcome to How I Save Money!

Mother is back in the hospital due to complications. She needs to get a blood transfusion before she can get the next set of chemo drugs.

I am getting depressed.

Popularity: 13% [?]

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