How I Save Money.net

Tips and tricks to save money, manage credit and reduce debt

Got Another Credit Card

October 29, 2014 by Lulu in Credit Cards with 0 Comments


I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon.

I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I could earn 3% cash back by using the Amazon card…which is more than the 2% that I normally get from my regular cards.

I will try it out for a few purchases to see what happens and if the rewards are worth it then I will use the Amazon card for all of my Amazon purchases when I do not have gift card balances that can be used.

Otherwise, I will just keep using my regular cash back credit cards!!


I Need Some New Food Ideas

October 19, 2014 by Lulu in Save Money with 0 Comments

I am currently stuck in a food rut. I keep saying that I want to add some new foods to my rotation but I go to the store and end up buying the same things out of habit. Well I end up putting the same things on my shopping list out of habit..and then I buy strictly from my shopping list.

I am bored with the food that I eat now…really, really, bored.

I want to try some new things but I have no idea where to start. Every recipe seems to have a ton of things that I don’t shop for on a regular basis and I feel like I will spend too much and wreck my budget, then end up with items I will never use again.

Messed Up My One Year Rolling Budget

October 16, 2014 by Lulu in Finances with 0 Comments

So I just messed up my one year rolling budget in Mint. It was an accident but it is still a little bit annoying. I got a new credit card…which I will talk about later and since I already had another card from the same provider I thought it would be easy to add it in Mint.

I never thought that adding the new card  would have messed up my one year rolling budget but that is what happened.

Budget2014 300x170 Messed Up My One Year Rolling Budget

img. from rte.ie

Friday Finances: October 2014 Week 2

October 10, 2014 by Lulu in Finances with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination.

This week my expenses were:

$50.47 for household items that were not food. I also made a partial payment on tuition for the semester and I have two more payments to make before the end of the semester. Luckily I can spread them out to put a portion on my credit card and pay it out of that month’s check so that I can avoid credit card interest.

I did not have any income this week!

 

Friday Finances: October 2014 Week 1

October 2, 2014 by Lulu in budget with 0 Comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.

I will now post SOME of my actual expenses and leave the rest to your imagination.

This week my expenses were:

$50.94 on gas since I was almost on empty. I filled up the tank to the top but my last trip to the gas station was one month ago so I am not worried about that large amount this month.

This week my income was:

$Paycheck! As I mentioned before we got a very small raise that allowed me to increase the budget for the month by $50. This came just in time as there is a new addition to the family in the form of this sweet little fur face!!!

IMG 20140922 161915 300x225 Friday Finances: October 2014 Week 1

My other fur baby passed on a few months ago and I finally was able to move on and got this sweet baby to love!

I have been VERY busy with school…..exams and projects are coming up these next few days so I have not gone grocery shopping as yet.

 

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