How I Save

Tips and tricks to save money, manage credit and reduce debt

How Millenials Shop for the Holidays

November 26, 2014 by Lulu in Save Money with 0 Comments

Credit Karma sent some interesting information about How Millenials Shop for the Holidays.

This gives some insight into the different shopping behavior among different demographic groups and it also gives retailers good tips on when to expect these groups.

A great tip for the members of this group is to keep track of their finances because generally people tend to spend more when they shop online and use credit cards.

infographic HolidayShopping adjusted How Millenials Shop for the Holidays

Have a Happy Thanksgiving!!!

November 23, 2014 by Lulu in Save Money with 0 Comments

Thanksgiving is right around the corner and I know many of you will be travelling. Please remember to stay safe and focus on the experience and not just spending money.

The Black Friday sales have already started but just make sure to get things you want….not just things that look like a good deal but only cause you to spend money that you do not have.

Get Your Bassbuds This Black Friday

November 19, 2014 by Lulu in Daily Links with 0 Comments

So I got Bassbuds earbuds in the past and have been using them constantly in the office because I love them. They are truly a great pair of earbuds and they look good as well.

So what are Bassbuds?

Well they are a fusion of style and technology so you get great sound in a stylish in-ear audio technology system. They also come equipped with a Swarovski cut element in each earbud so you look super stylish while you enjoy your music.

8 2 Get Your Bassbuds This Black Friday

I got the white ones and I cannot seem to get a great photo of the bling but here is what they look like.

BassBuds and BassBoomz make the perfect gift for music lovers, each individually packaged in a luxury gift box.

BassBuds ­ USD 85

BassBoomz ­USD 130

You can cash in on these awesome prices from Friday 28th November ­ Monday 1st December 2014.

Yes they are a little on the pricey side but they really do make an excellent gift and are perfect as a gift for this holiday season.

You can also get them in the classic collection which are one solid color and only have a clear element.

7 Get Your Bassbuds This Black Friday

I think they are perfect for work or school and maybe the bling makes them a little more appropriate for ladies…but guys can cash in on the black or silver ones which do not look so much like jewelry.

I Need To Go To Starbucks

November 5, 2014 by Lulu in Daily life with 0 Comments

I need to go to Starbucks and not just because I am under the influence of the latte effect. I need to go to Starbucks and not because I suddenly won the lottery.

I need to go because I won some gift cards a few months ago and I have not been using them. I love coffee and while I do not want to spend my own money on the very expensive coffee at Starbucks I can certainly spend the gift cards that I won.

Cordelia Foo Image for Coffee 300x212 I Need To Go To Starbucks

I feel like I need some coffee especially at this time since it has been getting really cold lately and I am also not sleeping as well with the demands of work and school. I do not want to let that  money go to waste because it was free to me and it would be a shame.

I think one of the biggest issues is simply finding the time to go to Starbucks to actually use the card. There is a Starbucks on campus in the food court, but they do not accept the gift cards so I have to go to a stand alone store to use it. There is a Starbucks a few blocks away from campus but it is on the opposite side of the road on my way to campus. It is on the right side when I am heading home, but at that time I am not thinking about anything but getting home.

I will try to make some time this week to get a couple of ‘free’ cups of coffee so I can use up those gift cards and get something that I really enjoy at the same time!

November Finances: Week 1

November 2, 2014 by Lulu in Finances with 0 Comments

I normally post my financial status on Fridays but since I forgot last Friday..and this is the beginning of a new month I thought it fitting to get it in now.

This week my expenses were:

$259.04 for my second to last tuition payment for the fall semester. I have one more payment to go because there was a glitch with the system and we were all forced to go on a payment plan while our waivers were applied. The good thing is the $25 installment plan was waived for my department because of the glitch so I got to spread out my payments without being charged extra for that privilege.

$31.74 on new wiper blades for the car. My old wiper blades were shredded on one side and did a horrible job of keeping the glass clean. I guess the last set lasted a little over a year, but with winter coming I needed to replace those old ones.


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