I Need To Withdraw From My ROTH IRA To Pay Tuition

Posted on Jul 1, 2015 in Daily life, Finances | 0 comments

I Need To Withdraw From My ROTH IRA To Pay Tuition

Hello everyone, So I have had to pay a lot in tuition this year and I am trying to withdraw the money from my ROTH IRA so that I can pay for tuition. The process seems pretty straightforward since I have a Vanguard account. I can simply log in to my account and tell the system the amount I would need, and then they sell that much of my investments. I do not need to pick individual funds that I want sold, somehow Vanguard will make the decision on what to sell and will reallocate my portfolio. Because I am using the money for tuition, which is a qualified expense, I should not have to pay the...

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Lending Club Welcomes Texas!

Posted on Jun 30, 2015 in Finances, Make money online | 0 comments

Lending Club Welcomes Texas!

Lending Club now offers investments to lenders in Texas, according to some new updates. This means that if you are in Texas you can now invest in loans on the website. I think this is great news because it opens up a new avenue for investors who would like to spend a smaller amount. It is also great because now borrowers who are in Texas have access to lenders in their state. I know this would not be an issue for me…but some people would just prefer to borrow from those who are ‘familiar’ to them. I hope Lending Club keeps spreading!!!! If you are interested becoming a...

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Trying (And Failing) To Use One Credit Card For A Whole Month

Posted on Jun 1, 2015 in Credit Cards | 0 comments

Trying (And Failing) To Use One Credit Card For A Whole Month

I have been trying to use only one credit card for a whole month so that I can maximize my rewards from that card. I have also been failing at that goal because I simply cannot stick to one card. I keep one main card in my wallet and another of a different type as a backup. I only use the main card when shopping in stores so that I can rack up all the points on that one card. The issue comes up because I have other cards set up as the main card for online shopping or tuition payments, and some months they do not match the main shopping card. So if I have an online transaction then it may not...

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Money Update: May 2015 Week 4

Posted on May 24, 2015 in budget | 0 comments

Money Update: May 2015 Week 4

I forgot to post my Friday Finances last week so here is the money update for that period. $41.06 on food for the week. This was mostly fruits and vegetables that I got from United. It seems these things are getting more expensive! They also go so quickly because I now eat a lot more fruits and vegetables every day. I shudder to think of what my food bill at the end of the month will be because I am very close to going over. $20.00 on the phone. My portion of the shared bill has gone down because there is another user on the shared plan. So far this shared plan has worked out well because we...

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New Theme

Posted on May 18, 2015 in Daily life | 0 comments

New Theme

Hello everyone, You may have noticed a new look around the blog. I had to get this change made because of some technical issues. I am still getting everything settled so please bear with me. There have been multiple attacks on the site and it was a gigantic mess. I have had someone working on it constantly and finally we are making progress. We have settled on this new theme and are still in the progress of customization. This is off topic but as I was searching for images for this post I thought the word ‘new’ looks rather odd. Anyway, it was time for a new theme..so let me know...

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Friday Finances: May 2015, Week 3

Posted on May 15, 2015 in Save Money | 0 comments

Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this. I will now post SOME of my actual expenses and leave the rest to your imagination. All income and expenses are recorded in Mint and any amounts are rolled over into the next month. This week my expenses were: $38.13 for gas and I was almost on empty. The last time I bought gas was at the beginning of March, so I went over a month without needing to fill up. I spent $54.41 on food and $19.53 on household...

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How To Save Money At Target

Posted on May 6, 2015 in Daily Links | 0 comments

I don’t shop at Target much because it is simply not close to where I live any more. I have to make a special trip since I don’t really like driving…but it is always worth it when I do end up going. I do like to find ways to save money, whether it be from using coupons or buying off the clearance racks when possible. I did not know there were so many different ways to save money at Target..but after reading the featured post for today I think I may have to include that store in a few more shopping trips. Over at The Penny Hoarder, you can read Forget Target Coupons: These...

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