Credit Karma sent some interesting information about How Millenials Shop for the Holidays.
This gives some insight into the different shopping behavior among different demographic groups and it also gives retailers good tips on when to expect these groups.
A great tip for the members of this group is to keep track of their finances because generally people tend to spend more when they shop online and use credit cards.
Thanksgiving is right around the corner and I know many of you will be travelling. Please remember to stay safe and focus on the experience and not just spending money.
The Black Friday sales have already started but just make sure to get things you want….not just things that look like a good deal but only cause you to spend money that you do not have.
I need to go to Starbucks and not just because I am under the influence of the latte effect. I need to go to Starbucks and not because I suddenly won the lottery.
I need to go because I won some gift cards a few months ago and I have not been using them. I love coffee and while I do not want to spend my own money on the very expensive coffee at Starbucks I can certainly spend the gift cards that I won.
I feel like I need some coffee especially at this time since it has been getting really cold lately and I am also not sleeping as well with the demands of work and school. I do not want to let that money go to waste because it was free to me and it would be a shame.
I think one of the biggest issues is simply finding the time to go to Starbucks to actually use the card. There is a Starbucks on campus in the food court, but they do not accept the gift cards so I have to go to a stand alone store to use it. There is a Starbucks a few blocks away from campus but it is on the opposite side of the road on my way to campus. It is on the right side when I am heading home, but at that time I am not thinking about anything but getting home.
I will try to make some time this week to get a couple of ‘free’ cups of coffee so I can use up those gift cards and get something that I really enjoy at the same time!
I normally post my financial status on Fridays but since I forgot last Friday..and this is the beginning of a new month I thought it fitting to get it in now.
This week my expenses were:
$259.04 for my second to last tuition payment for the fall semester. I have one more payment to go because there was a glitch with the system and we were all forced to go on a payment plan while our waivers were applied. The good thing is the $25 installment plan was waived for my department because of the glitch so I got to spread out my payments without being charged extra for that privilege.
$31.74 on new wiper blades for the car. My old wiper blades were shredded on one side and did a horrible job of keeping the glass clean. I guess the last set lasted a little over a year, but with winter coming I needed to replace those old ones.