I Pulled My Credit Report…Oops

It is usually a good thing in the personal finance world when you pull your credit report so why am I mad that I pulled mine this time? Well I was not thinking clearly when I went to annualcreditreport.com and pulled TWO reports on the same date. I am now left with only one report that I can pull for the rest of the year and we still have TEN months left!!!! A friend of mine recently had his identity breached, with someone trying to...

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I Lost A Credit Card

I did not actually misplace the card..it was closed due to inactivity. I received a letter in the mail telling me that one of the credit cards that I own was closed because I had not used it in a long time. It was not one of my older cards, nor was it a card with a high limit so I am not too upset at losing it. I had been thinking about reducing the number of cards that I have and just keeping the three oldest ones which also have the...

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Credit Score Report Card From CreditKarma
Aug12

Credit Score Report Card From CreditKarma

I have been using Credit Karma for a while now to track one free credit score. They recently introduced the Credit Report Card which gives you a grade on various aspects of things that make up your credit score. If you are not already a member of Credit Karma I suggest that you go over there right now and sign up for an account. You enter a bit of information about yourself and authorize them to pull your credit report. This will be a...

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Help A Reader: Bad Credit

Hello everyone!!! I recently got the following comment from a reader and wanted to include you all in the assistance process. “How would I start to fix just horrible credit? I doubt I will ever be able to come out of it, but I now know the horrible truth that I wasnt taught at a younger age. I have defaulted on every card I have ever had. I am only 22, so I hope I still have time to dig myself out. I need to change my life, with...

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Credit Report Time!!!!!

It is time to order your FREE credit report again from www.annualcreditreport.com.  Since you can only order one free credit report every twelve months from one of the credit bureaus, it is best to space them out and order one every four months. That way you will be better able to see changes in your credit file over the year instead of having to wait a whole twelve months for the next set of reports. You can get your free credit...

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Ovation Credit Services Review (Advertisement)

Since many of us are very concerned with our credit reports I have been asked to review this credit repair site and produce this advertisement for them. I went over to Ovation Credit Services to see what they offered and how it could benefit me and my readers when it came to managing our credit. The first thing I noticed is that the site is very well laid out with eye catching graphics. I like pretty looking icons since they draw my...

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