Cash Or Card?
Dec02

Cash Or Card?

Today I had to make the decision of Cash or Card. I am not talking about how to pay for something since I always use a card so that I can get the cash back. I also use my card exclusively in case I need to dispute the payment or cannot find a paper receipt. My cash or card decision was about how to redeem my points. Because I use my credit cards (and immediately pay them off) for EVERY purchase..including rent, you can imagine I am...

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Save Money By Stacking Your Rewards
Dec16

Save Money By Stacking Your Rewards

One of the best ways that I know to save money is to stack my rewards. You all know that I use cash back credit cards for all of my purchases. It makes sense that if I am going to buy something I would just use my credit card like a debit card. I make my purchases using the credit card and then pay off the card before I incur any interest or fees. I also love using rewards sites like Swagbucks where I can earn points which I redeem...

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The One Credit Card Experiment
Jan23

The One Credit Card Experiment

I have been using three credit cards to try to get rewards and cash back for all of my purchases. The reason I was rotating and not using just one credit card is because I believed that some of the cards were not classifying all my purchases as eligible for rewards. I have decided to be a little more scientific in my use of my cards and I will be using only ONE credit card for the entire month. For the month of February I will be...

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Chase 2013 Rewards: Time To Sign Up
Dec24

Chase 2013 Rewards: Time To Sign Up

It is time to sign up once again for your Chase rewards if you have that card. The new rewards period runs from 1 January to 31 March 2013. You can earn 5% cash back on up to $1500 in purchases on the following categories: Gas stations Drugstores Starbucks These may seem a bit limited but I know I will definitely make up a good chunk on gas and drugstores so I am not even worried about the Starbucks. Just remember to switch out your...

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I Will Now Pay Rent With My Credit Card
Sep24

I Will Now Pay Rent With My Credit Card

I recently moved to a new apartment and when I first got set up I paid my rent with a check because I was told that credit card payments were not available. I poked around and before the second month’s payment was due I found out that you actually COULD pay your rent with a credit card but the management chose not to tell people that because it was not a popular choice due to the cost. There is an additional $14.95 charge to pay...

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