Ally CashBack Visa Signature: Card Review
Oct18

Ally CashBack Visa Signature: Card Review

The Ally CashBack Visa Signature card is finally in my hands! If you don’t know what that is then read on for more details. I received an invitation in the mail to apply for the card. I was not really in the market for a new credit card but it did have a great sign up bonus that caught my attention. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I love...

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Revolving Balances On A Credit Card..Good Idea or Bad Idea?
Mar21

Revolving Balances On A Credit Card..Good Idea or Bad Idea?

Is revolving balances on a credit card a good idea or a bad idea? I was recently talking to someone who believed that it was a great idea to have revolving balances on a credit card. His rationale was that by limiting the available credit he would be less tempted to spend on the credit card. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I was totally...

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Cash Or Card?
Dec02

Cash Or Card?

Today I had to make the decision of Cash or Card. I am not talking about how to pay for something since I always use a card so that I can get the cash back. I also use my card exclusively in case I need to dispute the payment or cannot find a paper receipt. My cash or card decision was about how to redeem my points. Because I use my credit cards (and immediately pay them off) for EVERY purchase..including rent, you can imagine I am...

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Using Discover CashBack Bonus To Pay For Amazon Purchases
Jul06

Using Discover CashBack Bonus To Pay For Amazon Purchases

I have a Discover card that gives cash back in the form of the Discover Cashback bonus. I love this card because even though the categories rotate, you can get 5% cash back from purchases in different categories. I have the notifications sent to me and simply click to activate my Discover Cashback bonus categories every time they change. The one thing I did not like about this program is that you had to wait to build up a certain...

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I Am Making Money Off My Friends
Feb16

I Am Making Money Off My Friends

I am making money off my friends and they don’t seem to have a problem with it. I have two friends who are in my degree program and should know a lot more about the best ways to manage their money. They are actually a couple that live together but they both admit they have problems with sticking to a budget. In order to prevent too much spending they both employ tactics such as not having Amazon accounts. They both feel that if...

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