Revolving Balances On A Credit Card..Good Idea or Bad Idea?
Mar21

Revolving Balances On A Credit Card..Good Idea or Bad Idea?

Is revolving balances on a credit card a good idea or a bad idea? I was recently talking to someone who believed that it was a great idea to have revolving balances on a credit card. His rationale was that by limiting the available credit he would be less tempted to spend on the credit card. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I was totally...

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Buying a Car with Bad Credit: Your Options (Guest Post)
Sep26

Buying a Car with Bad Credit: Your Options (Guest Post)

No matter how many times our mothers warned us to pay our bills in full and on time, some of us just had to find out for ourselves what the repercussions for making late and partial payments would be. Surprisingly, we’ve found that our credit cards weren’t cancelled and no one came knocking on the door to collect that brand new TV we bought and couldn’t afford. Nope, instead they hit us where it hurt the most. They lowered our credit...

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Save Money On Interest Payments With A Consolidation
May21

Save Money On Interest Payments With A Consolidation

This is part 2 of 3 in a series where I expand on the post where I said you can save money by reducing your interest rate. I decided to write this post because I wanted to share one of my favorite ways to reduce the amount of interest that you pay when you are working on getting rid of your debt. When you are faced with a mountain of debt it can seem like you will never be able to get rid of it. This can be especially true if you have...

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Save Money On Interest Payments With A Balance Transfer
May14

Save Money On Interest Payments With A Balance Transfer

This is part 1 of 3 in a series where I expand on the post where I said you can save money by reducing your interest rate. I used to have a lot of high interest credit card debt and at one point I felt like I would never be able to get out from under the mountain of debt that I had gotten myself into. I realized that I had to find different ways to save money and one of the ways to do this was to reduce the amount of interest that I...

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Credit card consolidation – Right Option To Eradicate Your Debt Problems Soon (Guest Post)
Mar26

Credit card consolidation – Right Option To Eradicate Your Debt Problems Soon (Guest Post)

Are you a credit card holder who loves to swap his cards every time you go out to purchase anything? Do you have the habit of using the plastic money instead of carrying cash with you? If answered yes, then there are high chances that you must have got entangled into credit card debt problems. Credit card debt arises mainly when you use your credit cards according to your own wish but do not pay any heed to repay the outstanding...

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