How to Get Out of Credit Card Debt Quickly and Easily? – Helpful Tips (Guest Post)

Getting out of debt is a concern for a large percentage of people. Whether you’re looking to make a large purchase like a home, apply for a loan, or simply want a clean slate there is help available. Debt settlement does not have to be an uphill battle you fight alone. Credit card debt is the most common type, and can really ruin your financial outlook with high interest rates and penalties. The steps to complete credit card...

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Moving On To A New Goal

When I started this blog my goal was to get out of debt. I figured I could do this by finding various ways to save money in my life and then using the money to pay off debt. It took me a little while but I finally managed to get out of debt so it is time to move on to a new goal for the blog. I will still continue to save money but now I am focusing on building wealth of some kind…while maintaining my debt free status. So now...

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Can You Live Without Debt Or Credit?
Nov11

Can You Live Without Debt Or Credit?

I saw this post over at My Money Tree blog and it got me thinking. Yes I can definitely live without debt or credit….but I don’t want to. Now that I am free of credit card debt I actually take joy in putting my purchases on my credit card, knowing that I earn 1%-3% interest on every purchase. The writer says that people who purchase with credit cards are generally sending their money over to pay interest on those...

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Tracking My Finances In 2010: October Week 2
Oct08

Tracking My Finances In 2010: October Week 2

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month. This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first...

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Monthly Financial Update August 2010

I made it through the month of August 2010 and came out $469.13 in the black!!!!! I almost lost my mind when I saw those figures and had to go back and double check because I knew I spent a lot and was over budget in a lot of areas and had even used some splurge fund money as well. The reason for still being in the black despite the extra spending was due to a small bonus I got for attending training and workshops over the summer, as...

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