Time To Check All Those Cash Back Points

Hello money savers!! It is time once again to check in on your credit cards to cash in on those cash back points. You know, the ones you have been racking up by paying your rent on your card, buying your groceries and even the extra points you have been getting for buying gas. Check in on your cards and see if you have enough to redeem for a gift card, cash or a statement credit. I tend to get the gift cards because they usually give...

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Credit Card Surcharges Now Legal..But May Not Happen
Jan28

Credit Card Surcharges Now Legal..But May Not Happen

So apparently there is a new surcharge on credit card purchases. Some legislation has come into effect that allows merchants to place a surcharge on purchases made with a credit card as a way of passing on their fees to consumers. The surcharge can run from 2% to 4% of the cost of the item and can be added to the amount you as a consumer pay. The catch to it is that any merchant who adds the surcharge must post a clearly visible sign...

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The One Credit Card Experiment
Jan23

The One Credit Card Experiment

I have been using three credit cards to try to get rewards and cash back for all of my purchases. The reason I was rotating and not using just one credit card is because I believed that some of the cards were not classifying all my purchases as eligible for rewards. I have decided to be a little more scientific in my use of my cards and I will be using only ONE credit card for the entire month. For the month of February I will be...

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Chase 2013 Rewards: Time To Sign Up
Dec24

Chase 2013 Rewards: Time To Sign Up

It is time to sign up once again for your Chase rewards if you have that card. The new rewards period runs from 1 January to 31 March 2013. You can earn 5% cash back on up to $1500 in purchases on the following categories: Gas stations Drugstores Starbucks These may seem a bit limited but I know I will definitely make up a good chunk on gas and drugstores so I am not even worried about the Starbucks. Just remember to switch out your...

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I Will Now Pay Rent With My Credit Card
Sep24

I Will Now Pay Rent With My Credit Card

I recently moved to a new apartment and when I first got set up I paid my rent with a check because I was told that credit card payments were not available. I poked around and before the second month’s payment was due I found out that you actually COULD pay your rent with a credit card but the management chose not to tell people that because it was not a popular choice due to the cost. There is an additional $14.95 charge to pay...

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Redeemed 2770 Points For $27.70

I just redeemed 2,770 of my points for a $27.70 deposit to my account. This might not seem like a lot of money but in my case every little dollar helps. I was able to redeem these points because I earned them from using one of my credit cards for all my purchases over the last couple of months. I paid off the card in full at the end of each month so I never owed any interest on my purchases AND I ended up getting cash back. Share...

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