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 Here are some tips to help you achieve your savings goals: (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) 1. Create a...

I stopped using all my savings accounts to simplify my financial life. In the past I mentioned simplifying my financial life. This included things like setting up different savings accounts for...

I’d like a $1,000 buffer in my checking account moving forward. I’ve typically always kept a buffer so I do not have to worry about overdraft issues. I also keep a spreadsheet of daily...

Welcome to Money Mondays!   This is where I track my cash inflows and outflows for the week. I will not post the following two items for personal reasons: -salary -rent information...

Vantage Score is changing the way they calculate credit scores. Starting from July 2022, individuals who have medical debts that were fully paid would no longer see those items on their credit...

This 2022 budget recap takes a quick look at my spending in 2022. I like to take a look back to see what my spending in various categories was. This helps with shifting the budget focus for upcoming...

I will be changing my budget set up for 2023. This new budget will take care of a few things like better automation, better tracking, and goal alignment. (If you are not reading this post at...