A post to relate to

From the revered Get Rich Slowly Nick writes with a common question: I am a college student with $8,000 of debt. What is the first step in paying this off? Debt elimination involves three steps: Stop acquiring new debt. Establish an emergency fund. Implement a debt snowball. Now, finally a post the broke folks among us can relate to. Now this is a more realistic scenario for me to envision. College student……credit card...

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Free Tee Shirt

Today I got a free tee shirt from the school. Apparently they are giving free tees to the first 1000 students who get tickets to support the football game in an effort to boost student participation. This means I get another free tee shirt to add to my ever growing collection of FREE TEE SHIRTS!!!!! Hooray! Sure it has the school logo or some other reference to the school…but hey it is one more shirt that I did not have to spend...

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Improve your credit score

5 steps for improving your credit rating Close out your newest accounts so that you don’t lose your longer credit history. Close out accounts slowly over several months. Verify that all accounts you’ve closed are reported as “closed by consumer” for the best report. Even if creditors offer to raise credit limits, allow yourself only moderate credit limits. Keep your balances low and avoid revolving balances...

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Huge Debts, Paid Off Fast

The word according to Get Rich Slowly In Huge Debts, Paid Off Fast Pulliam Weston writes about people who have overcome staggering debt through hard work and determination. How did they do it? Among other things: They made debt payoff a priority, although most continued to save for retirement as well. They kept their basic living expenses as low as possible. They looked for creative ways to speed up their debt repayment, and some took...

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Follow up exam

Okay folks I had to go BACK to the optometrist today because my contacts felt very dry and my vision was blurred. By the time 2 o’clock rolled around I felt like there was sand in my eyes. My contacts were sticking to my eyeballs and I could feel the edges of the lenses scraping against my eyelids. When I explained how I felt the doctor told me that the contacts they had given me were not for people with dry eyes! I said to...

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Free Samples

I love getting free samples of things. You may say that the 1 oz. toothpaste sample cannot compare to the 7 oz. tube you purchase at the supermarket…and I would say you are right. But then you need to look at the number of times you can get the 1 oz. samples and save yourself from buying that large 7 oz. tube. The other positive side to the sample size is that you can easily take it with you when you travel. The small containers...

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