I am sitting having breakfast when I decided to log on to my school account to see what my bill would be for the upcoming semester. At first I thought that there had to be some kind of crazy mistake because the bill was considerably higher than what I expected it to be.

The total was about $3000 more than what I thought it was going to be. In fact it was now $3124.90 higher than I expected. What happened was that a scholarship I was counting on did not come through so the bill is now through the roof according to my estimates. I obviously did not budget to have to pay an extra $3000 so I will have to go to the good old credit cards to solve this dilemma.

Now this is going to set me waaaaaaaaaaay back on my debt reduction plans. It is effectively pushing my snowball right back up the mountain of debt instead of having me start the new year off to a good start.

You can just imagine how upset I am right now. I am going to cry now for a little bit because I am frustrated and annoyed. Happy new year indeed.