Changing My Credit Card Method (For Hopefully The Last Time)
Jun13

Changing My Credit Card Method (For Hopefully The Last Time)

I’m changing my credit card method one more time. This time should hopefully be the last…unless I get a better card in the future. I’ve written about the way I use my credit cards in the past and I have mostly stuck to that. I do tend to change up the use but now I think I have a way that will make the most sense. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been...

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How To Use Credit Cards Responsibly
Mar14

How To Use Credit Cards Responsibly

You can use credit cards responsibly by following a few simple tips. Many people are afraid of using credit cards. They see them as some evil tool that will ruin you financially. Yet others, like me, see credit cards as a useful tool that can help you manage your finances well. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) Here are a few tips to help you use...

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Ally CashBack Visa Signature: Card Review
Oct18

Ally CashBack Visa Signature: Card Review

The Ally CashBack Visa Signature card is finally in my hands! If you don’t know what that is then read on for more details. I received an invitation in the mail to apply for the card. I was not really in the market for a new credit card but it did have a great sign up bonus that caught my attention. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I love...

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Revolving Balances On A Credit Card..Good Idea or Bad Idea?
Mar21

Revolving Balances On A Credit Card..Good Idea or Bad Idea?

Is revolving balances on a credit card a good idea or a bad idea? I was recently talking to someone who believed that it was a great idea to have revolving balances on a credit card. His rationale was that by limiting the available credit he would be less tempted to spend on the credit card. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I was totally...

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Cash Or Card?
Dec02

Cash Or Card?

Today I had to make the decision of Cash or Card. I am not talking about how to pay for something since I always use a card so that I can get the cash back. I also use my card exclusively in case I need to dispute the payment or cannot find a paper receipt. My cash or card decision was about how to redeem my points. Because I use my credit cards (and immediately pay them off) for EVERY purchase..including rent, you can imagine I am...

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