Time To Check Your Credit Score!
Apr04

Time To Check Your Credit Score!

It is time to check your credit score once more. It is good to always keep on top of what your credit score is. Even if you don’t currently need to apply for credit, you should still check. You can always use a site to get your FREE score. I personally use Credit Karma and Mint to stay on top of my scores. I check at the beginning of every four months so that I have the most up to date information. When was the last time you...

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My Credit Score Dropped 16 Points
Sep29

My Credit Score Dropped 16 Points

My credit score dropped 16 points recently. I am still within the ‘Excellent’ range, but I was not happy to see a drop. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) I normally glance over my credit score daily when I log into Mint. Imagine my surprise when I saw a red, downward facing triangle on my page. The triangle indicated that my credit...

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Capital One Now Offers Credit Score Monitoring
Aug05

Capital One Now Offers Credit Score Monitoring

Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access your credit score all you have to do is click where it says Start Tracking Now. You will then be taken to a page that tracks your credit score from Transunion and tells you when the next update will be available. So you get a credit score...

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Always Monitor Your Credit Report

I had my students pull up their credit report for an assignment a few monthss ago and they were supposed to write a report on what they found. One of my students got a very unpleasant experience when he pulled up his report because he found out that someone had been using his personal information to get credit accounts set up. It actually turned out to be a family member who know his information and had opened  a series of credit...

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Buying a Car with Bad Credit: Your Options (Guest Post)
Sep26

Buying a Car with Bad Credit: Your Options (Guest Post)

No matter how many times our mothers warned us to pay our bills in full and on time, some of us just had to find out for ourselves what the repercussions for making late and partial payments would be. Surprisingly, we’ve found that our credit cards weren’t cancelled and no one came knocking on the door to collect that brand new TV we bought and couldn’t afford. Nope, instead they hit us where it hurt the most. They lowered our credit...

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