Welcome to my daily tracking of income and expenses for the month.

Income for the day: $0.00

Expenses for the day: $35.00

Income for the month to date: $742.80

Expenses for the month to date: $835.31

Net effect: -$92.51

I really need to get some money coming in because I hate to see this negative cash flow for the day. The $35.00 was actually a late payment fee on a credit card…gasp!

PF bloggers shake their collective heads and chastise me for not saving money by avoiding a late fee.

Just so you guys know the payment was one day late so I called the credit card company and asked, in my sweetest voice possible, if they could reverse the charge.

Drum roll please! da da da da da da dum dum…..They did reverse the charges and it will show up on my next statement. Whew! That will be a separate post.