Welcome to  tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Income for the month to date: $103.61

Expenses for the month to date: $2316.52

Net effect: -$2212.91


I had a few unexpected expenses this month (what with Mother dying and a few other things) that my ‘unexpected’ category did not fully cover. I had budgeted $50 for the month for anything I might not expect and I have currently spent $103.26.

I also had an eye appointment that cost me $35 since the eye doctor is not in the network. I have no idea why I did not question why I was paying the higher fee….but my mind was on my mother so I really did not care.

EyeChartThe good thing is that my LASIK worked perfectly and I have 20/20 vision in my right eye and better than 20/20 in my left.

The doctor did not tell me what the left eye scored….but he just said the left eye is stronger than the right. Woo hoo!!!!!!

I have not spent any money on gas for the month and I still have a half tank left. I am going to get gas this week because the weather is getting bad and I do not want to get stranded when my tank is low.

I only have $6 left on my grocery budget for the month but my pantry and refrigerator are stocked!!!! I have $15 dollars left on the dining out budget of $20 so I can get pizza or chinese food if I don’t feel like cooking.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!