I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.
Income for the month to date: $80.91
Expenses for the month to date: $888.99
Net effect: -$808.08
Since the last posting I received $9.44 from my Lending Club investment and ordered a book of stamps at a cost of $44 to work on my job hunt this week.
I paid rent and the phone bill this week and put $5 in savings according to my regular zero based budget like I always do.
I got the projected electric bill which will be paid next week and although it is a bit high it still MUCH lower than it has been recently. I am happy for the few cooler days we have had recently where I was able to open the windows and not even run the fans at all.
I will see you guys and gals later as I continue my journey to save money and remain debt free!!!!
Every step feels a little bit lighter when you are debt free 🙂 Best of luck to you on your journey!
october so far is good for me after the iphone 4s launch and increase in iphone related searches on the web .
also , im still getting that certificate error on your site on each page load
the 2nd week to went so far with lots of revenue due to increase in organic traffic
Good job tracking your finances, particularly your debs. It’s always a good move to lessen your debts every month, it’s always considered a good accomplishment.