Monthly Financial Check Up: May 2011
Jun01

Monthly Financial Check Up: May 2011

May was a welcome relief to my cash flow after the madness of my April Financial Checkup and I was able to come out $605.24  in the black!!!! I still have a lot to do to make up for the massive shortfall last month but I am sure that I will be able to make it up by spending less over the summer, even with taking some time off to do fun things. Areas where I remained under budget are -Home -Utilities –Car Areas where I went over...

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My Sinking Fund Accounts
Apr18

My Sinking Fund Accounts

A Sinking Fund account is one where you put money into a savings account to pay for future expenses. I did not know that was what they were called, even though I have been using sinking fund accounts for a long time now. I still question the use of the word ‘sinking’ because the money is actually growing until you decide to use it but there must be some explanation that I am too lazy to look for right now. Here are the...

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Current Funding Process For My Health Savings Account

I have a High Deductible Health Plan which offers a Health Savings Account that can be used to pay for doctor’s office charges, tests and medicines. I currently fund the account by putting in a set amount every month and right now that amount stands at $75. I contribute the same amount every month via automatic transfer from my ING account and it is that $75 that is counted in my zero based budget for the month. I do not spend...

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Emergency Fund/Car Fund Alert: New Windshield
Feb14

Emergency Fund/Car Fund Alert: New Windshield

So recently the weather has been just TERRIBLE and we had lots of ice everywhere. After the ice melted I noticed that I had a very long crack running across the driver’s side of my windshield. I started to hyperventilate as I always do when faced with issues like this because I already KNEW it was going to cost me financially. I called my little green insurance friend to start a claim and found out from the representative that...

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Tracking My Finances In 2011: February Week 3
Feb11

Tracking My Finances In 2011: February Week 3

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month. This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first...

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