ING’s New Debit Card For Electric Orange Checking Accounts
Feb09

ING’s New Debit Card For Electric Orange Checking Accounts

I just received my new debit card from ING for my Electric Orange Checking Account and I was a bit confused at first. I do not use debit cards as I prefer to use my credit cards for all purchases under my zero based budgeting system. The new card does not look like a regular debit card because there are no numbers on the front. When you flip the card over all your information is on the BACK just like with regular cards. I think the...

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Income Went Down By $30.95

After all of the waiting and wondering, my employer decided to pay us a full week early this month. I guess they wanted people to see the lower checks and be able to plan better for the end of the month and upcoming bills on the first of next month. One of the hourly paid workers told me her check went down by $60 so I was a bit worried about mine. When I checked ING I saw that my income had gone down by $30.95. This is about the...

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Chase Wants $500 Direct Deposit For ‘Free’ Checking

I am starting to wonder what is happening to all the free checking as I just received a letter from Chase that changes the terms of having a free checking account. They currently want a direct deposit of $500 in order to waive the monthly service fee on the account and have it remain as free. The other option is to make at least 5 debit card purchases for the month but since I do not use debit I will just set up a transfer in ING to...

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Can You Live Without Debt Or Credit?
Nov11

Can You Live Without Debt Or Credit?

I saw this post over at My Money Tree blog and it got me thinking. Yes I can definitely live without debt or credit….but I don’t want to. Now that I am free of credit card debt I actually take joy in putting my purchases on my credit card, knowing that I earn 1%-3% interest on every purchase. The writer says that people who purchase with credit cards are generally sending their money over to pay interest on those...

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Thanks For Nothing Chase!
Oct27

Thanks For Nothing Chase!

So I have a Chase Freedom card that offered cash back and the most exciting part of that was I was able to redeem 200 cash rewards for a $250 check. I used to get: 3% cash back on my top five spending categories and 1% cash back on all purchases. That meant I was getting a BONUS $50 because all the other redemption points were at a rate of 1 to 1 as follows: redeem 10 cash rewards for a $10 check redeem 50 cash rewards for a $50 check...

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