Five!
Five dollar!!
Five dollar bonus!!!!!
I recently logged int0 my Discover credit card account saw that I had some cash back money waiting on me.
I have a balance of $46.97 in my account which I could redeem for cash OR I could get a CVS gift card for $50 by using up $45. Woo hoo.
Guess which one I chose.
Well of course I chose the CVS gift card since you all know how much I love to go shopping for stuff at CVS…especially when I get it for FREEEEEEEE.
By opting for the CVS gift card I am gaining an extra $5 that I would not have gotten if I redeemed for the cash. This $50 gift card will go a LONG way at CVS when combined with coupons and sales so I am looking forward to getting it in the mail.
I got this cashback money for using my credit card to pay for everything from rent to groceries and since I do not carry a balance on this card and pay it in full every month I am winning on this one.
Now I know that some of you would have taken the cash and then used it to pay the credit card (this is an option with Discover) but I did not want to do that.
I prefer to get the gift card so I can optimize my runs to CVS to get items for low cost or even free. I do not worry about the payment on the credit card because I only put things that are within my budget and the card is paid off in full every month.
I love it when I get surprises like that.
I have the hardest time keeping up with my ceredit card so I try not to use it much. It seems as if you have done your homework and have the credit card thing down. I look forward to reading more of your post and see if I can get my credit back on track.
These types of posts is what keeps me coming back for more. You should write a book on how to save big at CVS.