Just Pulled A Credit Report

I just pulled one of my credit reports from the ONLY site that is totally FREE. To get your free credit report directly from the three agencies you need to go annualcreditreport.com to log in.

Once you have filled in the necessary identifying information on the first page you will be able to request a credit report from

  • Experian
  • Equifax
  • Transunion.

You can request all three at the same time or you can do what I do, which is request one from each bureau every four months so that you spread out the reports over a full year.

I was only able to get one report this time because it is not time for the other two to be available to me. I am not worried because I have alerts on my accounts that tell me of new activity and I am aware of what is happening with my credit.

I just wanted the information as a general part of keeping up with my finances and I urge you to get your free credit report if you have not already done so.

Author: Lulu

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  1. I have a Google Calendar alert every four months, and I track the agency that I pulled the reports from at which time in my Excel spreadsheet which tracks pretty much everything finance related. We just checked TransUnion a couple of weeks ago.

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    • That is an excellent way to keep track of everything and Google is FREE woo hoo!!!! I use Google calendar alerts to keep track of things as well and store details in Google spreadsheets. I guess you can say Google runs my financials!

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  2. That reminds me! I haven’t checked out my credit report in a long, long time. I figured that I’d blown all of my credit when I got the house and ditched the job that I had, but I haven’t checked it out for fraud and other stuff. Not planning on making any purchases soon, so it hadn’t crossed my mind. Thank you! 🙂

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  3. A good way to control their credit rating. The problem in Sweden is that you will be registered every time and you have many controls (5-6), be you automatically downgraded in the credit rating.

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  4. Not planning on making any purchases soon, so it hadn’t crossed my mind. Thank you!

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