Once again I managed to come out in the black this month and it was to the tune of $317.05, despite being sidetracked by overspending at Walmart. I am sure that part of it was due to my reduced bills since I cut the cable as well but since I also sent a few snowflake payments here and there all the debits and credits have all run together.
I overspent on groceries by $143.02 and I really have no excuse for that. I do know that I lost my mind a little bit buying up different things to eat because I was bored with everything that was in the pantry.
I received $5.03 from Prosper and $13.96 from Lending Club from loans that were being repaid so that is a nice little return on my investments there. If you would like a BONUS to begin investing with Lending Club just send me an email!!!!!
I did not buy a newspaper last month but redeemed $7 in coupons so that was a good haul for last month on the coupon base. I have already cut the coupons for this month out and cannot wait to see if I can make another profit on my coupon spree this time.
Once in a while, I do the same even though I don’t follow a certain budget. I think folks in general have to change their mindset to spend less than they make.
Groceries are somethings where saving cannot be done, it is like one has to have food. The other ways you mentioned are really some nice ways to save money.
I over spent yesterday at the grocery store also. I was starving at the time I went….bad idea.
Beyond the local newspaper, online is a great place to find coupons. You can save money and not buy a paper, but spend 5 minutes online every month instead. Also you should write a post about getting started and your experiences with Lending Club – I’m new to your blog, but I’d love to hear it!
You are in the black… that’s fantastic.
But i know what you mean about grocery shopping, sometimes it’s just too tmepting.
You might check grocery outlet if you have on in your area. They buy overstocked merchandise and you get a great deal. Go with a list and a max amount you can spend. Bring cash and no credit/debit cards. This way I do not go over and save money.
I spent most of yesterday at the grocery store too. I was starving by the time I went …. Bad idea.