Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $12.68

Expenses for the month to date: $57.00

Net effect: -$44.32

The income so far was from a sponsor and I am eternally grateful for those sponsors.

The expenses so far were from a credit card payment and one small loan repayment. Last month was a good month and I came in under budget so this month I am hoping that this will happen again. I am going to tweak my budget a little bit here and there to take into consideration a loan repayment that has recently come due….but it is all manageable for now.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!