Rolling Budget Concerns (In Mint)
Feb04

Rolling Budget Concerns (In Mint)

When I decided to have a rolling budget for the entire year of  2013 I did not anticipate the problems that were potentially associated with such a venture. I previously had my budget set up in Mint and it would reset the categories every month. I also kept a spreadsheet where I could enter my receipts on a daily basis and that also helped me to keep track of what I spent. I mostly kept the spreadsheet to monitor what went on each...

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Credit Card Surcharges Now Legal..But May Not Happen
Jan28

Credit Card Surcharges Now Legal..But May Not Happen

So apparently there is a new surcharge on credit card purchases. Some legislation has come into effect that allows merchants to place a surcharge on purchases made with a credit card as a way of passing on their fees to consumers. The surcharge can run from 2% to 4% of the cost of the item and can be added to the amount you as a consumer pay. The catch to it is that any merchant who adds the surcharge must post a clearly visible sign...

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I Will Now Pay Rent With My Credit Card
Sep24

I Will Now Pay Rent With My Credit Card

I recently moved to a new apartment and when I first got set up I paid my rent with a check because I was told that credit card payments were not available. I poked around and before the second month’s payment was due I found out that you actually COULD pay your rent with a credit card but the management chose not to tell people that because it was not a popular choice due to the cost. There is an additional $14.95 charge to pay...

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Discover Card Double Cash Back For September 1st to 4th
Aug29

Discover Card Double Cash Back For September 1st to 4th

Discover card is running a DOUBLE cash back promotion for a short time next month. If you sign up now you can earn double cash back on grocery purchases from September 1st to September 4th. Yes it is a very short time span but you can sign up now to earn cash back on the things you purchase every day. I just clicked my link and I am registered for it and ready to use my Discover card instead of the other card that I was going to use....

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Comparing Credit Card Rewards: Capital One
Aug27

Comparing Credit Card Rewards: Capital One

I recently wrote a post called Comparing Credit Card Rewards: Chase, where I looked at the rewards available just for using your credit card. I noticed that each card has a slightly different way of either allowing you to earn points or to redeem those points that you have earned. Today I am going to look at the rewards program for my Capital One card. I use my credit cards for ALL my purchases since I do not carry a balance. This...

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