My Credit Score Dropped 16 Points
My credit score dropped 16 points recently. I am still within the ‘Excellent’ range, but I was not happy to see a drop. (If you are not reading this post at www.howisavemoney.net or in...
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Tag: Credit Report
What To Do If You Are A Victim Of Identity Theft
Every year people become the victim of identity theft in some form or fashion. No one wants to think it can happen but with the amount of data we all have it is getting easier for crooks to take advantage of us. In many cases the victims do not realize what has happened until it is very late and they have already lost...
Read MoreAlways Monitor Your Credit Report
I had my students pull up their credit report for an assignment a few monthss ago and they were supposed to write a report on what they found. One of my students got a very unpleasant experience when he pulled up his report because he found out that someone had been using his personal information to get credit accounts set up....
Read MoreTime To Check Those Credit Reports Again
As we approach the new year it is time again to check your credit report if you have not already done so. If you need to get a look at your credit report from any one of the three bureaus: Experian Transunion Equifax the best place to look is www.annualcreditreport.com. This is the ONLY site that will let you see all three of...
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Buying a Car with Bad Credit: Your Options (Guest Post)
No matter how many times our mothers warned us to pay our bills in full and on time, some of us just had to find out for ourselves what the repercussions for making late and partial payments would...
Read MoreJust Pulled A Credit Report
I just pulled one of my credit reports from the ONLY site that is totally FREE. To get your free credit report directly from the three agencies you need to go annualcreditreport.com to log in. Once you have filled in the necessary identifying information on the first page you will be able to request a credit report from...
Read MoreI Pulled My Credit Report…Oops
It is usually a good thing in the personal finance world when you pull your credit report so why am I mad that I pulled mine this time? Well I was not thinking clearly when I went to annualcreditreport.com and pulled TWO reports on the same date. I am now left with only one report that I can pull for the rest of the year and...
Read MoreCredit Score Report Card From CreditKarma
I have been using Credit Karma for a while now to track one free credit score. They recently introduced the Credit Report Card which gives you a grade on various aspects of things that make up your credit score. If you are not already a member of Credit Karma I suggest that you go over there right now and sign up for an...
Read MoreHelp A Reader: Bad Credit
Hello everyone!!! I recently got the following comment from a reader and wanted to include you all in the assistance process. “How would I start to fix just horrible credit? I doubt I will ever be able to come out of it, but I now know the horrible truth that I wasnt taught at a younger age. I have defaulted on every...
Read MoreCredit Report Time!!!!!
It is time to order your FREE credit report again from www.annualcreditreport.com. Since you can only order one free credit report every twelve months from one of the credit bureaus, it is best to space them out and order one every four months. That way you will be better able to see changes in your credit file over the year...
Read MoreI Got a B on My Bills IQ
Welcome to How I Save Money. I took the Bills IQ quiz to see what I knew about my bills and Credit card debt and I got an overall score of 82% which is a B . A low B at that. I barely scraped the B rating and this upsets me very much because I thought I had a better handle on my finances, even though I do not make a lot of...
Read MoreOvation Credit Services Review (Advertisement)
Since many of us are very concerned with our credit reports I have been asked to review this credit repair site and produce this advertisement for them. I went over to Ovation Credit Services to see what they offered and how it could benefit me and my readers when it came to managing our credit. The first thing I noticed is...
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