Snowflake Target (Christmas Resolution)
Dec25

Snowflake Target (Christmas Resolution)

Welcome to How I Save Money! Most people wait until New Years to make resolutions or to set goals. I am making a Christmas resolution to pay off a credit card by March. I have written about my snowflake process before and how I take any extra money to pay towards certain targets. My next target is the Capital One credit card which currently has $727 at 0% interest rate.  I had been paying the minimum on this card because it was at a...

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Dave Ramsey’s Baby Steps: My Take
Dec22

Dave Ramsey’s Baby Steps: My Take

I have been hearing a LOT of talk about Dave Ramsey’s Baby Steps approach but never paid attention to it. Then today I decided to bite the bullet and go see what all the hype is about. Basically, Dave lists a series of baby steps that everyone should take in order to become financially independent. These steps are as follows:     $1,000 to start an Emergency Fund   Pay off all debt using the Debt Snowball   3 to 6 months of...

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How I Deal With My Debt
Dec08

How I Deal With My Debt

This is part of a Debt Bloggers Network group writing post. A few people have asked me how I deal with my debt and how I find ways to save money. I do a combination of things to keep my finances straight because I am no financial expert. Here are some of the things I do to manage my money: Budget Utilize Credit Rewards Use Coupons Bank Online Snowflake Payments Budget The most important step to me was to create and follow a budget....

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Save Money by Air Drying Your Laundry

Welcome to How I Save Money . Today I will be showing you a really simple way to save money on your laundry costs this summer. Why not take advantage of the hot weather and air dry your laundry? Now I know the majority of people will say they live in apartments or neighborhoods where you are not allowed to hang lines. That is okay. I am air drying my laundry inside of my apartment and it is working out great. Get a Drying Rack The...

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Carnival of Snowflaking: Different Flakes, Same Goal
Jun02

Carnival of Snowflaking: Different Flakes, Same Goal

Welcome to the Carnival of Snowflaking June 2nd edition We all know that every snowflake is different, even though they are all essentially the same thing. The same rule applies to the following posts on snowflaking in its various forms. Everyone has a different take on snowflaking but in the end we all have the same goals. Chargrylls presents Seek Out Opportunities to Snowflake Big posted at Debt Non Sequitur . Here you really have...

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