Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $98.25

Expenses for the month to date: $2013.94

Net effect: -$1915.69

It is getting closer to the end of the month which means it is closer to payday. So far I am on track with the budget, despite having that $249 anesthesia bill creep up on me unexpectedly. 🙁

I went $12.75 over utilities because although the water bill was lower than I expected, the electricity bill was MUCH higher due to mother being sick and running the air conditioning all day.

I have $10.45 left in the food budget for the month but I think this will be used up because we have a birthday party today at work and I have to bring something.

I am currently $1.39 under the gas budget for the month and I think this will last because I have a full tank and no plans for any trips other than to work and back home.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!