In an effort to simplify my life I have once again decided to tweak my budget. I tweaked the budget in the past a few times to make life easier. I am once again a full time student so I have a very limited budget. I have been able to stay under my total budget in most months so I decided to get rid of the sub categories.
I now only have six categories in my budget on Mint, as follows:
I used to have sub categories under each of the main headings e.g. under Utilities I had Electricity, Phone, and Internet. I now live in student housing where the internet is included in the rent and there is not a separate charge. Electricity is covered up to a certain amount and we pay the overage so I only get a bill if we go over the limit.