How I Save

Tips and tricks to save money, manage credit and reduce debt


25 ways I save money: part 5 of 5

April 24, 2007 by Lulu in Finances, Save Money with 5 Comments
25 ways I save money: part 5 of 5

Welcome to the fifth part of 25 ways I save money.

21. Re-use plastic shopping bags as trash bags.

Every time I go off to Wally World I get tons of those little plastic shopping bags. While I have a tall trash can in the kitchen I have the normal medium sized ones in the other rooms. I use the Walmart shopping bags as my trash bags instead of buying bags. This saves me money and makes use of the bags that I get from shopping.

22. Use a water filter.

I drink tap water to save money instead of buying bottled water. I did invest in a filter because the ordinary tap water tastes a bit funny to me. The cost of the filter is absorbed over the time period it is used and I have great tasting water all the time.

23. No Cable.

I do not pay for cable (although sometimes I do miss the shows I do not regularly get to watch) because right now that is an unnecessary expense. I have trained myself to enjoy the few shows that come on regular television and I get books from the library to occupy my time. I also spend time on this blog and I use the internet at school a lot so that I do not miss the cable too much.

24. Use Paypal for purchases.

I use my paypal card to purchase things so that I am operating on a cash-like basis. The card will only work if I have the money in my account so I am using it like a debit card and not racking up any more charges on my credit cards. However I do get 1% cash back if I hit credit when I use the card. Getting a 1% cash back might not seem like much but when you operate on a cash basis you do not get anything back so I am winning here. Another way I look at it is that I get a 1% discount every time I make a purchase. Way to go PayPal!

25. Make lists…and stick to them.

I have found that one of the best ways for me to save money is to make lists and stick to them. When I go shopping I only buy what is on the list and nothing else. That way I can stick to my budget and not end up overspending on anything. I also make lists of my chores for the day and rearrange items so that I have minimal walking or driving to do. I combine trips when possible so that I can also save on gas and time.

Read part 1, part 2, part 3, part 4.


  1. tanyettaApril 24, 2007 at 6:29 pmReply

    thank you again for your help with my paypal questions! i’m on my way to getting that % back on my purchases! :)

  2. lulugalApril 24, 2007 at 6:52 pmReplyAuthor

    Good for you girl!

  3. LacieApril 9, 2009 at 4:15 pmReply

    i do the exact same thing` i use store plastic bags for garbage, bottled water is just a form of marketing, the only thing different is that i must have my fiber optics ( u-verse 300 ) & that i never ever buy anything with paypal instead, i use my survey points to buy stuff with amazon eletronicd gift cards. i do online surveys so my paypal $ goes directly into my online bank accounts, try it sometimes

    ” i hooked you up by the way ”


    Lacie’s last blog post..Focus Forward $50.00 Paid Phone Interview ***

  4. SaveMoneyHoundAugust 21, 2009 at 8:38 pmReply

    More great tips!

    I am not up with the PayPal cashback.

    How do you get the 1% cashback when you use PayPal?

  5. BillAugust 24, 2009 at 9:19 pmReply

    I like your list! this is great. Have you ever seen -that is a good site to look at for saving money. I found some sites for saving money on purchasing a computer which I wrote about here:

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